Critical Illness
Arrange a call back with one of our experienced advisors or call 08000 337 235
Arrange a call back with one of our experienced advisors or call 08000 337 235
Call us for Whole of Market Independent Critical Illness Advice
As with life assurance, the younger you are the cheaper this cover normally is. It is usually available for those up to age 70.
Critical illness cover pays out a tax free lump sum on the diagnosis of a critical illness such as cancer or heart attack.
There are more than 30 kinds of critical illness and all policies normally cover seven core conditions of cancer, coronary artery bypass, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. If you become permanently disabled from injury or illness they will also payout.

Not all conditions are covered and policies do vary so advice from an expert is critical! We review the claims history, service and definitions of illness of the providers to make sure you get the best cover. Some will payout if you cannot follow any occupation and others if you cannot follow your occupation.
You must normally survive one month following the diagnosis before the policy will payout.
It is paid out to you in a lump sum allowing you if you wanted to, to pay your mortgage off, pay for private treatment or even go a round the world trip!
Please contact us to review your needs and provide you with the most suitable crtitical illness cover deal.
SEE WHAT OUR CLIENTS SAY
They have already used our services
EXCELLENT Based on 138 reviews Yuri Kovalevsky2025-05-09Trustindex verifies that the original source of the review is Google. Chartners helped me with my complex remortgage situation and went out of their way to find the right lender and secure new mortgage. Positive experience from start to finish. Highly reccomended ! Elisa Bö2025-03-28Trustindex verifies that the original source of the review is Google. Jack has been an exceptional mortgage advisor for us. From the very beginning, he took the time to understand our financial situation and goals, providing tailored advice that truly made a difference. His knowledge of the mortgage market is impressive, and he guided us through every step of the process with clarity and professionalism. Jack was always available to answer our questions, no matter how small, and his friendly demeanor made the experience much more enjoyable. We highly recommend Jack to anyone looking for a reliable and knowledgeable mortgage advisor! Josh Grant2025-03-25Trustindex verifies that the original source of the review is Google. Jack has helped me out tremendously. Very accommodating for my needs and even changed preferences several times for me. Would recommend to anyone jessica campbell2025-03-11Trustindex verifies that the original source of the review is Google. Jack was amazing in securing our Mortage. We received a really friendly but professional service and were always kept updated on the progress. Would highly recommend. Kylie Standen2025-03-07Trustindex verifies that the original source of the review is Google. Jack was great, super helpful with our quite complicated re-mortgage. Thank you very much! Grace Cereste2025-02-26Trustindex verifies that the original source of the review is Google. Jack has been absolutely brilliant. I don't find this process the easiest but he's always on hand and prompt to support as well as very patient. Can't thank him enough. This is my second time dealing with Chartners and I can't fault them at all. Forever greatful for their help. James Cox2025-02-05Trustindex verifies that the original source of the review is Google. Jack has gone above and beyond to help me secure a great deal on my mortgage, I couldn't be happier with his work. Definitely recommend! Charlotte Fouracres2025-02-04Trustindex verifies that the original source of the review is Google. This is my third time using Chartners and I just cannot recommend Jack enough. From initial contact through to offer, Jack explained everything so clearly, kept in regular contact and gave me a range of options to see what would be best for me. There are so many advisors out there that would just pick a mortgage that ticks the box but Jack really pushes for the best one out there, with the best rates and options and really puts the time in to getting the right fit for you and your circumstances. Highly recommend. Carly Edwards2025-01-29Trustindex verifies that the original source of the review is Google. I found Jack incredibly easy and efficient to work with. He answered my questions, kept in great contact, explained different options to me, was flexible with my timelines, and was friendly to deal with. Would definitely recommend working with him to others.