Life Assurance

Arrange a call back with one of our experienced advisors or call 08000 337 235

Arrange a call back with one of our experienced advisors or call 08000 337 235

    By submitting this form you agree to us contacting you on the above email address or phone number to discuss your mortgage needs and/or (b) other products and services.

    Call us for Whole of Market Independent Life Assurance Advice

    Life assurance ensures if you were to die your loved ones would be provided for with a tax free lump sum payout. The lump sum can be designed to clear your mortgage, leaving your family debt free.

    Even if you don’t have a mortgage you should consider life assurance to ensure your family are fully financially provided for.

     

    There are two main types of life assurance…

     

    Level term assurance

    will payout a fixed amount for the chosen term of your cover.

    Decreasing term assurance

    reduces the amount of cover you have over your chosen term, normally in line with the reducing balance of your mortgage. As such the premiums are lower.

    Term assurance policies do not have surrender values or penalties for cancellation. Therefore it can pay to see if there are better or cheaper
    policies on the market today if you took out your policy a while ago.

    For life assurance we recommend considering use of a life assurance trust which can be setup free of charge to speed up the payout and reduce inheritance tax.

    Please contact us to review your needs and provide you with a best value life assurance quote.

    TESTIMONIALS

    SEE WHAT OUR CLIENTS SAY

    They have already used our services

    Roberto Faria
    Roberto Faria
    2024-06-13
    I highly recommend ‘Chartners Independent Mortgage Brokers’ and look forward to working with them again in the future. Really professional service from Dave, moved very fast to deliver the best product for my needs, very helpful in all the aspects and very quick to reply to any questions and go extra mile to help me out with it. http://www.nationalmortgagebroker.co.uk/
    Lawrance B
    Lawrance B
    2024-06-13
    I found Jack very helpful and responsive to my emails. Good service and would recommend.
    Duncan Bedwell
    Duncan Bedwell
    2024-06-12
    We recently used jack to obtain our mortgage and although it certainly wasn’t straightforward he managed to get us a deal so we could move house , great service and we will be back again when it’s time to re mortgage 👍🏻
    Katherine House
    Katherine House
    2024-06-12
    Thank you Jack Samuels for amazing customer service. Really helpful & efficient service. We are firm customers now!
    Jack
    Jack
    2024-06-12
    I have used Jack at Chartners on various mortgages now, from residential to buy to lets and also remortgages. Each time he has been extremely efficient in finding out what the circumstances are, and presenting me with the best options available for me. He has a wealth of knowledge when it comes to the industry and has always gone above and beyond when it comes to sourcing the best rates, deals, products etc. Many of the mortgages i have obtained with the help of Jack have not been straight forward and other brokers have been unsuccessful in finding a suitable product for me however Jack has managed to succeed each time in a matter of weeks. 5 stars all round.
    Bronwen L'Hoste
    Bronwen L'Hoste
    2024-05-21
    Excellent service from Jack as usual Chartners so super helpful from start to finish
    Harry Measures
    Harry Measures
    2024-05-20
    Great service from Jack and chartners as always, fast and reliable
    Michael Lee
    Michael Lee
    2024-05-15
    We couldn’t be happier with the service provided from Chartners. As first time buyers the process seemed daunting, but Jack helped us through every step of the way and made himself available to answer any questions we had big or small. We’d highly recommend him to anyone!
    Chris Combie
    Chris Combie
    2024-05-11
    Highly recommend. We used Chartners (Jack) for our first mortgage and recent re-mortgage. Jack put everything in simple terms and kept us updated with new/better rates. Always on hand to answer any questions and guide us through the process.