Life Assurance
Arrange a call back with one of our experienced advisors or call 08000 337 235
Arrange a call back with one of our experienced advisors or call 08000 337 235
Call us for Whole of Market Independent Life Assurance Advice
Life assurance ensures if you were to die your loved ones would be provided for with a tax free lump sum payout. The lump sum can be designed to clear your mortgage, leaving your family debt free.
Even if you don’t have a mortgage you should consider life assurance to ensure your family are fully financially provided for.
There are two main types of life assurance…
Level term assurance
will payout a fixed amount for the chosen term of your cover.
Decreasing term assurance
reduces the amount of cover you have over your chosen term, normally in line with the reducing balance of your mortgage. As such the premiums are lower.
Term assurance policies do not have surrender values or penalties for cancellation. Therefore it can pay to see if there are better or cheaper
policies on the market today if you took out your policy a while ago.
For life assurance we recommend considering use of a life assurance trust which can be setup free of charge to speed up the payout and reduce inheritance tax.
Please contact us to review your needs and provide you with a best value life assurance quote.

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EXCELLENT Based on 141 reviews aaron greenwood2025-07-01Trustindex verifies that the original source of the review is Google. Jack was great always happy to answer my questions and got my mortgage offer over the line Hercules Du plessis2025-06-19Trustindex verifies that the original source of the review is Google. Excellent ! excellent ! excellent ! service ...Jack nose exactly what he's talking about ...comes back to you immediately with a answer to your question ...so so impressed with Jack !!!😁 I will use him for the rest of my life for house buying and insurance. THANKS Jack Ruth Robinson2025-05-16Trustindex verifies that the original source of the review is Google. Jack has been amazing with us over the past year and half. It’s been a long process trying to get our new house but he’s helped us every step of the way. He’s very reliable and has got us the best deals! Thankyou very much for everything you done for us! We really appreciate it! Yuri Kovalevsky2025-05-09Trustindex verifies that the original source of the review is Google. Chartners helped me with my complex remortgage situation and went out of their way to find the right lender and secure new mortgage. Positive experience from start to finish. Highly reccomended ! Elisa Bö2025-03-28Trustindex verifies that the original source of the review is Google. Jack has been an exceptional mortgage advisor for us. From the very beginning, he took the time to understand our financial situation and goals, providing tailored advice that truly made a difference. His knowledge of the mortgage market is impressive, and he guided us through every step of the process with clarity and professionalism. Jack was always available to answer our questions, no matter how small, and his friendly demeanor made the experience much more enjoyable. We highly recommend Jack to anyone looking for a reliable and knowledgeable mortgage advisor! Josh Grant2025-03-25Trustindex verifies that the original source of the review is Google. Jack has helped me out tremendously. Very accommodating for my needs and even changed preferences several times for me. Would recommend to anyone jessica campbell2025-03-11Trustindex verifies that the original source of the review is Google. Jack was amazing in securing our Mortage. We received a really friendly but professional service and were always kept updated on the progress. Would highly recommend. Kylie Standen2025-03-07Trustindex verifies that the original source of the review is Google. Jack was great, super helpful with our quite complicated re-mortgage. Thank you very much! Grace Cereste2025-02-26Trustindex verifies that the original source of the review is Google. Jack has been absolutely brilliant. I don't find this process the easiest but he's always on hand and prompt to support as well as very patient. Can't thank him enough. This is my second time dealing with Chartners and I can't fault them at all. Forever greatful for their help.