Buy To Let
Independent Mortgage Broker Getting the Best Whole of Market Buy to Let Mortgage Deal for You!
A key difference between a standard residential mortgage and a buy to let mortgage is that the lender will look at the potential monthly rental income you could receive.
The lenders valuer will assess how much your rental income could be. Your personal income could also be taken into account.
Whether you are a:
First time landlord
looking for guidance on how to fund your investment
Experienced landlord
with a large portfolio of properties
The majority of buy to let mortgages are not regulated by the Financial Conduct Authority.
We can help you get a buy to let mortgage and find the best buy to let mortgage for you. Our simple 4 step process allows us to offer a nationwide mortgage broker service that is tailored to your needs to find the right mortgage for you. You get the best advice in YOUR interests.
Please remember your rental income may not always cover your monthly mortgage payment and you may not always be able to rent your property out, so having additional savings or sources of income is a good idea!
We are NOT a comparison site. Using a comparison site or best buy tables can be very dangerous (see below!). We are experts at what we do, know the market and will research the whole of market on your behalf.
Whether you just need some initial advice, an agreement in principle or a mortgage application we can help you.
Arrange a call back with one of our experienced advisors or call 08000 337 235
Repayment Calculator
Why Call Us?
We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.
Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.
Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.
As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.
These are deals not available to the general public or through price comparison sites that we have access to for you.
Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.
We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.
If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.
Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.
We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!
All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.
Why Call Us?
We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.
Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.
Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.
As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.
These are deals not available to the general public or through price comparison sites that we have access to for you.
Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.
We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.
If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.
Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.
We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!
All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.
24 HOUR AGREEMENT IN PRINCIPLE PROMISE
Call us and we will apply for FREE to get you an agreement in principle from a lender within 24 hours, the vast majority of which are accepted straight away
TESTIMONIALS
SEE WHAT OUR CLIENTS SAY
They have already used our services
Feather adventurers and friends2024-03-05Great service provided by Dave & Jack was a difficult case but Jack perceived and got my mortgage over the line. Highly recommend them.Lara evans2024-01-26Dave helped us to get our first mortgage he made things very easy for us, very quick to respond to questions/queries. Very efficient, explained everything in detail and made our experience as stress free as possible. Would definitely recommend.Stuart Goodliffe2023-08-20Dave has done a superb job getting the mortgage in place, the property has not been straight forward to gain completion however Dave persisted and managed to to get the mortgage. The process was testing at times and came with obstacles, Dave kept me updated and worked over and above to ensure I had the right product. I would not hesitate to recommend him as he certainly delivered the best service.Steven Pickett2023-04-29Great to work with and extremely helpful. Any questions, he will do what he can to answer them for you. Highly recommenddamian becker2022-12-20Dave was absolutely brilliant. He promptly answered my endless questions and was able to secure a mortgage that no other broker could get for me. I can’t recommend him enough. This is the second time Dave Samuels secured a mortgage for me. *****Tom Jacobs2022-12-08Thanks Liz. You're brilliant as always!Stefan Sztyrkalo2022-08-26Dave Samuels Was brilliant helping me and my partner securing our first ever mortgage, really responsive to emails and calls near enough anytime in the day or night, kept us updated! Will we be definitely using Dave again when we need to re-mortgage.Clare Prentice2022-06-20I needed to remortgage and Dave was great. He was easy to talk too, get advice and very professional. Quick responses and overall a quick outcome. Very happy, would recommend to anyone. Thank youNicola Brett2022-05-22I have used Chartners Mortgages for many years and recommended to lots of friends. Very efficient service with great independent advice.Madmag992022-03-31Great service provided! Made re-mortgaging my house easy and stress free. Friendly advise and always on hand to answer any questions. Will only use Chartners from now on! Massive thanks to Dave Samuels and team!!
